Do you have credit cards? Yes, I am talking about three or more credit cards that you own. The more credit card you own, the more confusing it is for you to track even if you are using online transactions. If the high interest monthly credit cards bother you so much, you can start consolidating and apply for a balance transfer credit cards that offer a 0% APR with low interest or even with no interest at all.
By doing so, you may lower your monthly payments by consolidating your several credit lines into one and new line of credit. Visit dealsforcreditcards.com and check out the cards they recommended. They say that cashback is really hard to beat. Why? The offers can be used to pay the bills, pay for your child's college, pay for car or home down payment and sometimes, they offer gift certificates and discounts.
With these good incentives for credit card holders, we simply could not resist the offers right? The more we shop, the more we get our money back plus, we get other more perks. When you apply for a new credit card, look for the reward program they offer because it will return a percentage of charged that you purchased.